body {
	font-family:Helvetica, Arial, sans-serif;
	font-size:100%;
	color:#444;
	
	margin:0;
	padding:0;
	background:#e8e9e7 url(/images/bkgd.jpg) repeat-x;
}


/* Text and Links */
a {
	color:#ee3124;
	text-decoration:none;
}
a:hover {
	color:#444;
}
a img {
	border:none;	
}
.em1 {
	font-weight:bold;
	font-style:italic;
	color:#ee3124;
	text-decoration:none;
}
a.em1:hover {
	color:#1b1b1b;
}
.em2 {
	font-size:1.2em;
	font-weight:bold;
	color:#ee3124;	
}
.required {
	font-weight:bold;
	color:#ee3124;		
}
h1 {
	font-size:1.5em;
	color:#1b1b1b;
	margin:0 0 5px 0;
}
h2 {
	font-size:1.3em;
	color:#ee3124;
	margin:0 0 5px 0;
}


/* Forms */
input, select, textarea {
	font-family:Arial, Helvetica, sans-serif;
	font-size:100%;
	color:#444;
	width:250px;
}
label {
	display:inline-block;
	float:left;
	width:100px;
	padding-right:10px;
	text-align:right;
}
label.plain {
	float:none;
	width:auto;
	padding:0;
	text-align:left;
}
#main ul.alerts {
	padding:.7em .7em .7em 1.7em;
	border:1px solid #ee3124;
	color:#ee3124;
}


/* Layout */
#wrapper {
	width:1002px;
	margin:0 auto;
	position:relative;
	font-size:.8em;
}
#wrapper div {
	float:left;	
}


/* Header */
#header {
	width:978px;
	height:68px;
	padding:10px 12px 0 12px;
}
#header #logo {
	display:block;
	float:left;
	width:247px;
	height:56px;
	background:url(/images/logo.gif) no-repeat;
	text-indent:-999px;
	overflow:hidden;
}
#header div.right {
	width:587px;
	padding-top:12px;
	text-align:right;
	float:right;
}


/* Top Nav */
#nav {
	width:587px;
}
#nav ul {
	list-style:none;
	padding:10px 0 0 0;
	margin:5px 0 0 0;
}
#nav ul li {
	display:block;
	float:left;
	padding:0;
	margin:0;
}
#nav ul li a {
	display:block;
	float:left;
	height:22px;
	text-indent:-999px;
	text-align:left;
	overflow:hidden;
}

#nav ul li a.about_us {
	width:123px;
	background:url(/images/nav/about_us.gif) top no-repeat;
}
#nav ul li a.contact_us {
	width:107px;
	background:url(/images/nav/contact_us.gif) top no-repeat;
}
#nav ul li a.request_quote {
	width:158px;
	background:url(/images/nav/request_quote.gif) top no-repeat;
}
#nav ul li a.request_certificate {
	width:199px;
	background:url(/images/nav/request_certificate.gif) top no-repeat;
}

/*#nav ul li a:hover, #nav ul li.cur a {
	background-position:bottom;	
}*/


/* Banner */
#banner {
	width:1002px;	
	background:url(/images/banners/bkgd.jpg)no-repeat;
	position:relative;
}
#banner img, #banner object {
	float:left;
}
#banner #right_bracket {
	width:26px;
	height:84px;
	background:url(/images/right_bracket.jpg) no-repeat;
	position:absolute;
	top:80px;
	right:-14px;
}



/* Lower Nav */
#main #subnav {
	width:938px;
	padding:3px 20px;
	background-color:#1b1b1b;
}
#main #subnav ul {
	list-style:none;
	padding:0;
	margin:0;
}
#main #subnav ul li {
	display:block;
	float:left;
	padding:0;
	margin:0;
}
#main #subnav ul li a {
	display:block;
	float:left;
	text-decoration:none;
	text-transform:uppercase;
	font-size:1.1em;
	color:#fff;
	padding:5px 18px 2px 18px;
	line-height:1.3em;
}
#main #subnav ul li a:hover, #main #subnav ul li.cur a {
	color:#ee3124;
}


/* Main */
#main {
	width:978px;
	padding:0 12px 16px 12px;
	background:url(/images/main_bkgd.jpg) bottom no-repeat;
	line-height:1.4em;
}
#main ul {
	margin:0;
	padding:0 0 0 1.3em;
}
#main div.col_full {
	width:978px;
}
#main div.col_full div.box {
	width:908px;
	padding:40px 30px 20px 40px;
}
#main div.col_left {
	width:518px;
}
#main div.col_left.border {
	border-right:1px solid #cacaca;
}
#main div.col_left div.box {
	width:448px;
	padding:40px 30px 20px 40px;
}
#main div.col_right {
	width:459px;
}
#main div.col_right.border {
	border-left:1px solid #cacaca;
}
#main div.col_right div.box {
	width:405px;
	padding:40px 30px 20px 24px;
	position:relative;
}
#main div.box.border-top {
	border-top:1px solid #cacaca;
}
#main div.box div.policy_finder_overlay {
	width:192px;
	height:118px;
	position:absolute;
	top:-9px;
	right:-20px;
	background:url(/images/policy_finder_overlay.png) no-repeat;
}



/* Lower Section */
#inner_lower {
	width:978px;
	border-top:1px solid #cacaca;
	font-size:.95em;
}
#inner_lower div.a {
	width:328px;
	padding:15px 5px 10px 40px;
}
#inner_lower div.a p.phone {
	margin:0;
	font-size:1.3em;
	font-weight:bold;
	color:#ee3124;
}
#inner_lower div.b {
	width:289px;
	padding:15px 5px 10px 20px;
	border-left:1px solid #cacaca;
	border-right:1px solid #cacaca;
}
#inner_lower div.b img {
	float:right;
	margin-left:5px;
}
#inner_lower div.c {
	padding:35px 5px 10px 20px;
	width:264px;
}


/* Footer */
#footer {
	width:978px;
	padding:17px 0 20px 0;
	margin:0 12px;
	background:url(/images/footer_bkgd.jpg) repeat-x;
	text-align:center;
	font-size:.85em;
	color:#fff;
}
#footer a {
	color:#fff;
	text-decoration:none;
}
#footer a:hover {
	text-decoration:underline;
}
#footer #credit {
	float:right;
	margin:25px 15px 0 0;
}